D.L. Thomas has a policy to suit your needs from basic cover through to full replacement.

Our price excludes insurance but can be arranged by contacting our office. Please use the following rates to calculate the premium rate.

 
Local
Intrastate
Interstate
 Replacement Rate
1.10%
2.20%
2.75%
 Indemnity Rate
0.88%
1.65%
2.20%

All premiums are based on the declared value of your goods.
(ie. Goods of value $10,000 to be delivered locally would attract an insurance premium of $110.)


Replacement Cover includes all risk of loss or damage to the insured goods from any external cause including breakage, scratching, denting, chipping, chaffing, brusing and the like, theft, pilferage and non-delivery. All furniture and effects up to the age of five (5) years, unless arranged through our office, are covered. (Conditions apply)


Indemnity Cover includes all risk of loss or damage to the insured goods from any external cause including breakage, scratching, denting, chipping, chaffing, brusing and the like, theft, pilferage and non-delivery. All furniture and effects over the age of five (5) years, unless arranged through our office, are covered. (Conditions apply)


Basic Removal Cover includes, loss of or damage to the insured furniture and effects directly caused by fire, flood, collision of the conveyance, overturning of conveyance, derailment of the conveyance and jettison.


Basic Storage Cover includes, all risk of loss or damage to the insured furniture and effect for fire, explosion, aircraft damage, lightning, earthquake, storm and tempest floodwaters, accident, impact, malicious arts, riots, strikes, non-delivery, burglary and volcanic activity only.

D.L. Thomas Claims Procedure

 

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